Clik here to view.
Seven signs of over-hyped Fintech
In 2015 Dan Davies wrote an excellent guide to Fintech business models (the “Fin”) that provided a very effective tool for looking beyond the hype. The other side of Fintech that the non-technologist...
View ArticleClik here to view.
The exploding popularity of RegTech
Following on from our piece on WealthTech – we look at the rise and rise of RegTech (previously known as regulatory technology.) RegTech is a subclass of FinTech, and concerns the use of technology to...
View ArticleClik here to view.
The bitcoin fork: What’s happening
Background For the past number of years we’ve been hearing a lot about bitcoin – how the technology of a blockchain, coupled with certain restrictions and incentives for various parties, could produce...
View ArticleClik here to view.
Robo-advice in ten points – asset management on the cusp of dramatic change
The asset management industry is currently in a state of flux, and the manner in which individuals and institutions interact with their wealth managers is on the cusp of dramatic change. Digitisation...
View ArticleClik here to view.
Blockchain and bitcoin: In search of a critique
One of the few things that has grown as fast this year as the price of cyptocurrencies, such as bitcoin, is the number of books available about them, along with blockchain technology and their many...
View ArticleClik here to view.
Digitalisation of work: blessing for some, curse for others
It is a commonplace that we live in the age of disruption. The latest trend towards digitalisation is set to accelerate changes in the workplace and transform the labour market perhaps irreversibly....
View ArticleClik here to view.
The Financial Conduct Authority asks robo-advisors for more
The UK’s financial regulator has recently reviewed the offerings of the ‘robo-advice’ sector. The results, whilst superficially not encouraging, suggest teething problems rather than deeper underlying...
View ArticleClik here to view.
ICOs: raising money by issuing cryptocurrency, with less regulation
Back in the day — I remember it well, it was only ten years ago! — when a large company wanted to raise money it would almost certainly issue equity or debt. These securities would then be exchanged...
View ArticleClik here to view.
Seven signs of over-hyped Fintech
In 2015 Dan Davies wrote an excellent guide to Fintech business models (the “Fin”) that provided a very effective tool for looking beyond the hype. The other side of Fintech that the non-technologist...
View ArticleClik here to view.
The exploding popularity of RegTech
Following on from our piece on WealthTech – we look at the rise and rise of RegTech (previously known as regulatory technology.) RegTech is a subclass of FinTech, and concerns the use of technology to...
View ArticleClik here to view.
The bitcoin fork: What’s happening
Background For the past number of years we’ve been hearing a lot about bitcoin – how the technology of a blockchain, coupled with certain restrictions and incentives for various parties, could produce...
View ArticleClik here to view.
Robo-advice in ten points – asset management on the cusp of dramatic change
The asset management industry is currently in a state of flux, and the manner in which individuals and institutions interact with their wealth managers is on the cusp of dramatic change. Digitisation...
View ArticleClik here to view.
Blockchain and bitcoin: In search of a critique
One of the few things that has grown as fast this year as the price of cyptocurrencies, such as bitcoin, is the number of books available about them, along with blockchain technology and their many...
View ArticleClik here to view.
Digitalisation of work: blessing for some, curse for others
It is a commonplace that we live in the age of disruption. The latest trend towards digitalisation is set to accelerate changes in the workplace and transform the labour market perhaps irreversibly....
View ArticleClik here to view.
The Financial Conduct Authority asks robo-advisors for more
The UK’s financial regulator has recently reviewed the offerings of the ‘robo-advice’ sector. The results, whilst superficially not encouraging, suggest teething problems rather than deeper underlying...
View ArticleClik here to view.
ICOs: raising money by issuing cryptocurrency, with less regulation
Back in the day — I remember it well, it was only ten years ago! — when a large company wanted to raise money it would almost certainly issue equity or debt. These securities would then be exchanged...
View ArticleClik here to view.
Blockchain governance: the system is not immune to capture by interest groups
All blockchains have rules that govern their operations. As blockchains evolve, they may need to change their rules. Blockchain governance refers to the system in place through which decisions...
View ArticleClik here to view.
Do six per cent of financial transactions sent via the Swift system really fail?
In May 2019, Brad Garlinghouse, CEO of a San Francisco based (but Delaware registered) fintech firm called Ripple Labs gave a presentation to the 9th High-Level Conference on the International Monetary...
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Artificial intelligence will play an increasing role in wealth management
It’s likely that in the next few years, the wealth sector will experience dramatic change. The sector has historically been resistant to technology and change, with many practitioners very highly paid...
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